Isabella Bank Corporation
ISBA · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $102 | $91 | $77 | $71 |
| % Growth | 12.1% | 18.6% | 7.4% | – |
| Cost of Goods Sold | $36 | $22 | $6 | $7 |
| Gross Profit | $66 | $68 | $71 | $64 |
| % Margin | 64.6% | 75.4% | 92.4% | 90.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $30 | $27 | $25 | $25 |
| SG&A Expenses | $31 | $29 | $27 | $26 |
| Sales & Mktg Exp. | $2 | $2 | $2 | $1 |
| Other Operating Expenses | $18 | $18 | $17 | $15 |
| Operating Expenses | $49 | $47 | $44 | $41 |
| Operating Income | $16 | $22 | $27 | $23 |
| % Margin | 16.1% | 24.1% | 35.1% | 32.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $16 | $22 | $27 | $23 |
| Tax Expense | $3 | $4 | $5 | $4 |
| Net Income | $14 | $18 | $22 | $19 |
| % Margin | 13.7% | 20% | 29% | 27.4% |
| EPS | 1.86 | 2.42 | 2.95 | 2.48 |
| % Growth | -23.1% | -18% | 19% | – |
| EPS Diluted | 1.86 | 2.4 | 2.91 | 2.45 |
| Weighted Avg Shares Out | 7 | 8 | 8 | 8 |
| Weighted Avg Shares Out Dil | 7 | 8 | 8 | 8 |
| Supplemental Information | – | – | – | – |
| Interest Income | $90 | $80 | $66 | $60 |
| Interest Expense | $34 | $22 | $5 | $7 |
| Depreciation & Amortization | $2 | $2 | $2 | $3 |
| EBITDA | $18 | $24 | $29 | $26 |
| % Margin | 18.2% | 26.2% | 37.8% | 36.9% |