Heartland Financial USA, Inc.

HTLF · NASDAQ
Analyze with AI
9/30/2024
6/30/2024
3/31/2024
12/31/2023
Revenue$196,810$273,502$279,290$144,010
% Growth-28%-2.1%93.9%
Cost of Goods Sold$0-$201$0$0
Gross Profit$196,810$273,703$279,290$144,010
% Margin100%100.1%100%100%
R&D Expenses$0$0$0$0
G&A Expenses$65,777$68,460$68,924$75,079
SG&A Expenses$67,714$69,828$70,282$76,756
Sales & Mktg Exp.$1,937$1,368$1,358$1,677
Other Operating Expenses$135,594-$36,541-$38,451-$49,672
Operating Expenses$203,308$36,541$38,451$49,672
Operating Income$60,293-$3,083$75,645-$83,993
% Margin30.6%-1.1%27.1%-58.3%
Other Income/Exp. Net$24,393-$5,973-$8,348-$13,694
Pre-Tax Income$84,686$51,696$67,297-$97,687
Tax Expense$20,533$11,954$15,590-$27,324
Net Income$64,153$39,742$51,707-$70,363
% Margin32.6%14.5%18.5%-48.9%
EPS1.390.881.21-1.65
% Growth58%-27.3%173.3%
EPS Diluted1.440.881.2-1.65
Weighted Avg Shares Out44,55142,91842,78442,770
Weighted Avg Shares Out Dil43,19543,06042,91642,770
Supplemental Information
Interest Income$253,794$255,629$27,663$255,886
Interest Expense$95,897$96,888$13,373$11,678
Depreciation & Amortization$0$4,504$4,567$4,852
EBITDA$0$0$0-$66
% Margin0%0%0%-0%