Heartland Financial USA, Inc.

HTLF · NASDAQ
Analyze with AI
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Valuation
PEG Ratio-0.33-2.230.24-0.81
FCF Yield15.27%18.84%14.44%11.42%
EV / EBITDA0.008.097.298.89
Quality
ROIC0.56%10.27%2.45%1.84%
Gross Margin100.00%100.00%100.00%100.00%
Cash Conversion Ratio3.511.831.481.38
Growth
Revenue 3-Year CAGR-7.05%6.23%6.56%5.23%
Free Cash Flow Growth-26.78%20.84%79.74%19.95%
Safety
Net Debt / EBITDA0.001.310.221.41
Interest Coverage0.384.509.763.88
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle0.000.000.000.00