Høland og Setskog Sparebank

Name: Høland og Setskog Sparebank Financial Statements
Creator: AlphaPilot

HSPG.OL · OSL

	12/31/2024	12/31/2023	12/31/2022	12/31/2021
Revenue	NOK 516	NOK 460	NOK 312	NOK 228
% Growth	12%	47.3%	37.1%	–
Cost of Goods Sold	NOK 320	NOK 265	NOK 131	NOK 62
Gross Profit	NOK 195	NOK 195	NOK 181	NOK 166
% Margin	37.8%	42.4%	58%	72.6%
R&D Expenses	NOK 0	NOK 0	NOK 0	NOK 0
G&A Expenses	NOK 3	NOK 1	NOK 1	NOK 1
SG&A Expenses	NOK 9	NOK 6	NOK 6	NOK 5
Sales & Mktg Exp.	NOK 7	NOK 5	NOK 5	NOK 4
Other Operating Expenses	NOK 116	NOK 123	NOK 117	NOK 93
Operating Expenses	NOK 125	NOK 129	NOK 123	NOK 99
Operating Income	NOK 70	NOK 66	NOK 58	NOK 67
% Margin	13.5%	14.3%	18.6%	29.4%
Other Income/Exp. Net	NOK 0	NOK 0	NOK 0	NOK 0
Pre-Tax Income	NOK 70	NOK 66	NOK 58	NOK 67
Tax Expense	NOK 15	NOK 15	NOK 11	NOK 14
Net Income	NOK 55	NOK 51	NOK 47	NOK 53
% Margin	10.7%	11%	15%	23.2%
EPS	9.6	11.28	10.78	11.84
% Growth	-14.9%	4.6%	-9%	–
EPS Diluted	9.6	11.28	10.78	11.84
Weighted Avg Shares Out	1	1	1	1
Weighted Avg Shares Out Dil	1	1	1	1
Supplemental Information	–	–	–	–
Interest Income	NOK 453	NOK 404	NOK 261	NOK 185
Interest Expense	NOK 320	NOK 265	NOK 131	NOK 62
Depreciation & Amortization	NOK 7	NOK 7	NOK 5	NOK 5
EBITDA	NOK 76	NOK 73	NOK 63	NOK 72
% Margin	14.8%	15.8%	20.2%	31.8%