Horace Mann Educators Corporation

HMN · NYSE
Analyze with AI
6/30/2025
3/31/2025
12/31/2024
9/30/2024
Valuation
PEG Ratio-0.6410.630.980.01
FCF Yield7.40%7.98%11.88%9.99%
EV / EBITDA44.1241.8933.5933.69
Quality
ROIC0.64%0.32%0.31%0.49%
Gross Margin100.00%33.62%35.51%31.04%
Cash Conversion Ratio2.594.473.695.07
Growth
Revenue 3-Year CAGR4.93%5.03%4.97%4.92%
Free Cash Flow Growth-6.75%-27.24%34.47%257.96%
Safety
Net Debt / EBITDA9.809.518.058.78
Interest Coverage5.246.346.684.91
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle88.2592.9097.260.00