FS Bancorp, Inc.

FSBW · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$55,821$53,154$51,366$59,159
% Growth5%3.5%-13.2%
Cost of Goods Sold$19,592$18,612$17,398$17,382
Gross Profit$36,229$34,542$33,968$41,777
% Margin64.9%65%66.1%70.6%
R&D Expenses$0$0$0$0
G&A Expenses$15,007$1,155$15,071$14,662
SG&A Expenses$15,266$1,553$15,292$14,991
Sales & Mktg Exp.$259$398$221$329
Other Operating Expenses$9,376$23,230$9,215$16,935
Operating Expenses$24,642$24,783$24,507$31,926
Operating Income$11,587$9,759$9,461$9,851
% Margin20.8%18.4%18.4%16.7%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$11,587$9,759$9,461$9,851
Tax Expense$2,410$2,031$1,440$2,469
Net Income$9,177$7,728$8,021$7,382
% Margin16.4%14.5%15.6%12.5%
EPS1.2111.020.94
% Growth21%-2%8.5%
EPS Diluted1.190.991.010.92
Weighted Avg Shares Out7,5817,5817,6957,723
Weighted Avg Shares Out Dil7,6987,6987,8067,897
Supplemental Information
Interest Income$50,973$48,703$46,788$46,974
Interest Expense$17,283$16,591$15,806$15,860
Depreciation & Amortization$3,188$3,919$2,337$2,618
EBITDA$14,775$13,678$11,798$12,469
% Margin26.5%25.7%23%21.1%