Farmers & Merchants Bancorp, Inc.
FMAO · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $47,814 | $47,099 | $44,445 | $45,286 |
| % Growth | 1.5% | 6% | -1.9% | – |
| Cost of Goods Sold | $17,868 | $18,469 | $17,644 | $19,247 |
| Gross Profit | $29,946 | $28,630 | $26,801 | $26,039 |
| % Margin | 62.6% | 60.8% | 60.3% | 57.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $12,107 | $12,198 | $12,231 | $11,138 |
| SG&A Expenses | $12,781 | $12,554 | $12,734 | $11,636 |
| Sales & Mktg Exp. | $674 | $356 | $503 | $498 |
| Other Operating Expenses | $5,931 | $6,378 | $5,307 | $3,876 |
| Operating Expenses | $18,712 | $18,932 | $18,041 | $15,512 |
| Operating Income | $11,234 | $9,698 | $8,760 | $10,527 |
| % Margin | 23.5% | 20.6% | 19.7% | 23.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $11,234 | $9,698 | $8,760 | $10,527 |
| Tax Expense | $2,380 | $1,988 | $1,808 | $2,146 |
| Net Income | $8,854 | $7,710 | $6,952 | $8,381 |
| % Margin | 18.5% | 16.4% | 15.6% | 18.5% |
| EPS | 0.64 | 0.56 | 0.51 | 0.61 |
| % Growth | 14.3% | 9.8% | -16.4% | – |
| EPS Diluted | 0.64 | 0.56 | 0.51 | 0.61 |
| Weighted Avg Shares Out | 13,720 | 13,720 | 13,542 | 13,700 |
| Weighted Avg Shares Out Dil | 13,542 | 13,542 | 13,542 | 13,700 |
| Supplemental Information | – | – | – | – |
| Interest Income | $44,175 | $43,181 | $40,664 | $41,484 |
| Interest Expense | $17,583 | $17,781 | $17,093 | $19,021 |
| Depreciation & Amortization | $2,059 | $1,663 | $1,558 | $1,412 |
| EBITDA | $13,293 | $11,361 | $10,318 | $11,939 |
| % Margin | 27.8% | 24.1% | 23.2% | 26.4% |