Financial Institutions, Inc.
FISI · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $264 | $333 | $241 | $212 |
| % Growth | -20.6% | 38% | 13.7% | – |
| Cost of Goods Sold | $176 | $135 | $43 | $4 |
| Gross Profit | $88 | $197 | $198 | $208 |
| % Margin | 33.3% | 59.3% | 82.2% | 98% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $73 | $79 | $74 | $65 |
| SG&A Expenses | $75 | $81 | $76 | $67 |
| Sales & Mktg Exp. | $2 | $2 | $2 | $2 |
| Other Operating Expenses | $81 | $54 | $51 | $44 |
| Operating Expenses | $156 | $134 | $127 | $111 |
| Operating Income | -$68 | $63 | $71 | $97 |
| % Margin | -25.8% | 19% | 29.4% | 45.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | -$68 | $63 | $71 | $97 |
| Tax Expense | -$27 | $13 | $14 | $20 |
| Net Income | -$42 | $50 | $57 | $78 |
| % Margin | -15.8% | 15.1% | 23.5% | 36.6% |
| EPS | -2.75 | 3.17 | 3.58 | 4.81 |
| % Growth | -186.8% | -11.5% | -25.6% | – |
| EPS Diluted | -2.75 | 3.15 | 3.56 | 4.78 |
| Weighted Avg Shares Out | 16 | 15 | 15 | 16 |
| Weighted Avg Shares Out Dil | 16 | 15 | 15 | 16 |
| Supplemental Information | – | – | – | – |
| Interest Income | $313 | $286 | $196 | $167 |
| Interest Expense | $150 | $120 | $29 | $12 |
| Depreciation & Amortization | $8 | $8 | $8 | $8 |
| EBITDA | -$60 | $71 | $79 | $105 |
| % Margin | -22.9% | 21.4% | 32.8% | 49.6% |