Financial Institutions, Inc.

FISI · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Valuation
PEG Ratio0.382.01-0.060.00
FCF Yield-0.82%-1.42%1.83%5.94%
EV / EBITDA20.7828.6524.24-5.45
Quality
ROIC2.25%1.82%1.80%-8.39%
Gross Margin63.11%60.78%59.54%414.82%
Cash Conversion Ratio-0.34-0.330.59-0.33
Growth
Revenue 3-Year CAGR-4.88%-3.72%0.45%3.09%
Free Cash Flow Growth38.94%-179.67%-65.47%9,000.67%
Safety
Net Debt / EBITDA0.606.632.01-1.49
Interest Coverage0.770.640.60-3.16
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle-26.01-34.26-43.73-209.14