FinWise Bancorp
FINW · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $97,462 | $86,590 | $90,218 | $81,087 |
| % Growth | 12.6% | -4% | 11.3% | – |
| Cost of Goods Sold | $27,013 | $21,613 | $14,953 | $9,304 |
| Gross Profit | $70,449 | $64,977 | $75,265 | $71,783 |
| % Margin | 72.3% | 75% | 83.4% | 88.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $35,205 | $25,751 | $24,489 | $21,744 |
| SG&A Expenses | $35,205 | $25,751 | $24,489 | $21,744 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $18,255 | $15,413 | $14,745 | $7,767 |
| Operating Expenses | $53,460 | $41,164 | $39,234 | $29,511 |
| Operating Income | $16,989 | $23,813 | $36,031 | $42,272 |
| % Margin | 17.4% | 27.5% | 39.9% | 52.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $16,989 | $23,813 | $36,031 | $42,272 |
| Tax Expense | $4,247 | $6,353 | $10,916 | $10,689 |
| Net Income | $12,742 | $17,460 | $25,115 | $31,583 |
| % Margin | 13.1% | 20.2% | 27.8% | 38.9% |
| EPS | 0.98 | 1.38 | 1.96 | 3.44 |
| % Growth | -29% | -29.6% | -43% | – |
| EPS Diluted | 0.93 | 1.33 | 1.87 | 3.27 |
| Weighted Avg Shares Out | 12,612 | 12,489 | 12,730 | 8,670 |
| Weighted Avg Shares Out Dil | 13,229 | 12,910 | 13,357 | 9,108 |
| Supplemental Information | – | – | – | – |
| Interest Income | $74,352 | $64,534 | $52,329 | $49,243 |
| Interest Expense | $15,440 | $9,975 | $1,434 | $1,265 |
| Depreciation & Amortization | $5,292 | $3,811 | $2,107 | $1,038 |
| EBITDA | $22,281 | $27,624 | $38,138 | $43,310 |
| % Margin | 22.9% | 31.9% | 42.3% | 53.4% |