FinWise Bancorp
FINW · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $41,770 | $30,079 | $26,346 | $25,589 |
| % Growth | 38.9% | 14.2% | 3% | – |
| Cost of Goods Sold | $18,158 | $9,740 | $7,592 | $7,710 |
| Gross Profit | $23,612 | $20,339 | $18,754 | $17,879 |
| % Margin | 56.5% | 67.6% | 71.2% | 69.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $12,534 | $10,491 | $9,826 | $9,375 |
| SG&A Expenses | $12,534 | $10,491 | $9,826 | $9,375 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $4,667 | $4,421 | $4,492 | $4,813 |
| Operating Expenses | $17,201 | $14,912 | $14,318 | $14,188 |
| Operating Income | $6,411 | $5,427 | $4,436 | $3,691 |
| % Margin | 15.3% | 18% | 16.8% | 14.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $6,411 | $5,427 | $4,436 | $3,691 |
| Tax Expense | $1,520 | $1,330 | $1,247 | $898 |
| Net Income | $4,891 | $4,097 | $3,189 | $2,793 |
| % Margin | 11.7% | 13.6% | 12.1% | 10.9% |
| EPS | 0.38 | 0.31 | 0.24 | 0.21 |
| % Growth | 22.6% | 29.2% | 14.3% | – |
| EPS Diluted | 0.34 | 0.29 | 0.23 | 0.2 |
| Weighted Avg Shares Out | 12,859 | 12,782 | 12,716 | 12,660 |
| Weighted Avg Shares Out Dil | 13,615 | 13,472 | 13,484 | 13,392 |
| Supplemental Information | – | – | – | – |
| Interest Income | $23,966 | $19,742 | $18,536 | $19,361 |
| Interest Expense | $5,359 | $5,014 | $4,256 | $3,833 |
| Depreciation & Amortization | $1,148 | $1,127 | $1,377 | $1,138 |
| EBITDA | $7,559 | $6,554 | $5,813 | $4,829 |
| % Margin | 18.1% | 21.8% | 22.1% | 18.9% |