First Commonwealth Financial Corporation
FCF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $700 | $627 | $429 | $401 |
| % Growth | 11.7% | 46.2% | 7% | – |
| Cost of Goods Sold | $251 | $159 | $39 | $14 |
| Gross Profit | $449 | $467 | $390 | $387 |
| % Margin | 64.2% | 74.6% | 90.9% | 96.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $155 | $149 | $129 | $122 |
| SG&A Expenses | $161 | $155 | $134 | $127 |
| Sales & Mktg Exp. | $6 | $6 | $5 | $5 |
| Other Operating Expenses | $110 | $115 | $96 | $87 |
| Operating Expenses | $271 | $270 | $230 | $214 |
| Operating Income | $178 | $198 | $160 | $173 |
| % Margin | 25.5% | 31.5% | 37.4% | 43.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $178 | $198 | $160 | $173 |
| Tax Expense | $36 | $40 | $32 | $35 |
| Net Income | $143 | $157 | $128 | $138 |
| % Margin | 20.4% | 25.1% | 29.9% | 34.5% |
| EPS | 1.4 | 1.55 | 1.37 | 1.47 |
| % Growth | -9.7% | 13.1% | -6.8% | – |
| EPS Diluted | 1.39 | 1.54 | 1.37 | 1.44 |
| Weighted Avg Shares Out | 102 | 102 | 94 | 94 |
| Weighted Avg Shares Out Dil | 102 | 102 | 94 | 96 |
| Supplemental Information | – | – | – | – |
| Interest Income | $598 | $527 | $329 | $293 |
| Interest Expense | $222 | $144 | $18 | $15 |
| Depreciation & Amortization | $6 | $4 | $11 | $11 |
| EBITDA | $184 | $202 | $171 | $184 |
| % Margin | 26.3% | 32.2% | 39.8% | 46% |