Enova International, Inc.
ENVA · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $803 | $764 | $746 | $730 |
| % Growth | 5.1% | 2.5% | 2.2% | – |
| Cost of Goods Sold | $429 | $405 | $400 | $394 |
| Gross Profit | $374 | $359 | $346 | $336 |
| % Margin | 46.6% | 46.9% | 46.4% | 46.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $40 | $41 | $42 | $38 |
| SG&A Expenses | $187 | $183 | $182 | $189 |
| Sales & Mktg Exp. | $147 | $143 | $139 | $151 |
| Other Operating Expenses | -$10 | -$9 | -$8 | -$8 |
| Operating Expenses | $177 | $175 | $174 | $181 |
| Operating Income | $197 | $184 | $172 | $155 |
| % Margin | 24.5% | 24.1% | 23.1% | 21.3% |
| Other Income/Exp. Net | -$87 | -$83 | -$81 | -$78 |
| Pre-Tax Income | $110 | $101 | $91 | $77 |
| Tax Expense | $30 | $25 | $18 | $14 |
| Net Income | $80 | $76 | $73 | $64 |
| % Margin | 10% | 10% | 9.8% | 8.7% |
| EPS | 3.22 | 3.01 | 2.84 | 2.44 |
| % Growth | 7% | 6% | 16.4% | – |
| EPS Diluted | 3.03 | 2.86 | 2.69 | 2.3 |
| Weighted Avg Shares Out | 25 | 25 | 26 | 26 |
| Weighted Avg Shares Out Dil | 26 | 27 | 27 | 28 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $0 | $0 | $81 | $0 |
| Depreciation & Amortization | $12 | $10 | $10 | $10 |
| EBITDA | $122 | $112 | $101 | $88 |
| % Margin | 15.2% | 14.6% | 13.6% | 12.1% |