Enova International, Inc.
ENVA · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $80,314 | $76,149 | $72,945 | $63,695 |
| Dep. & Amort. | $12,356 | $10,348 | $10,061 | $10,196 |
| Deferred Tax | $44,206 | $8,144 | $9,189 | $7,518 |
| Stock-Based Comp. | $8,535 | $8,106 | $7,936 | $8,297 |
| Change in WC | -$8,047 | $18,485 | -$30,789 | $22,630 |
| Other Non-Cash | $344,438 | $326,132 | $321,802 | $318,184 |
| Operating Cash Flow | $481,802 | $447,364 | $391,144 | $430,520 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$11,345 | -$11,224 | -$12,875 | -$10,178 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $0 | $0 | $0 | $0 |
| Inv. Sales/Matur. | $0 | $0 | $0 | $0 |
| Other Inv. Act. | -$593,801 | -$517,012 | -$496,715 | -$568,785 |
| Investing Cash Flow | -$605,146 | -$528,236 | -$509,590 | -$578,963 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $139,843 | $205,550 | $195,382 | $270,878 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$38,403 | -$55,320 | -$85,539 | -$51,240 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | -$662 | -$1,604 | -$2,516 | -$2,667 |
| Financing Cash Flow | $100,778 | $148,626 | $107,327 | $216,971 |
| Forex Effect | $88 | -$167 | $307 | -$240 |
| Net Chg. in Cash | -$22,478 | $67,587 | -$10,812 | $68,288 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $379,443 | $311,856 | $322,668 | $254,380 |
| End Cash | $356,965 | $379,443 | $311,856 | $322,668 |
| Free Cash Flow | $470,457 | $436,140 | $378,269 | $420,342 |