Citizens & Northern Corporation

CZNC · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$40$40$38$41
% Growth0.6%4.9%-5.4%
Cost of Goods Sold$14$14$12$12
Gross Profit$27$27$26$28
% Margin66.5%66%68.8%69.6%
R&D Expenses$0$0$0$0
G&A Expenses$11$11$12$11
SG&A Expenses$11$11$12$11
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$8$8$7$7
Operating Expenses$19$19$19$18
Operating Income$8$8$8$10
% Margin19.8%18.7%20.1%25%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$8$8$8$10
Tax Expense$1$1$1$2
Net Income$7$6$6$8
% Margin16.2%15.2%16.4%20.2%
EPS0.420.40.410.53
% Growth5%-2.4%-22.6%
EPS Diluted0.420.40.410.53
Weighted Avg Shares Out15151515
Weighted Avg Shares Out Dil15151515
Supplemental Information
Interest Income$34$32$32$33
Interest Expense$11$11$12$13
Depreciation & Amortization$1$1$1$1
EBITDA$9$8$8$11
% Margin21.2%20.1%21.5%26.3%