Crystal Valley Financial Corporation
CYVF · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $47 | $41 | $35 | $35 |
| % Growth | 15.6% | 17.9% | -2.3% | – |
| Cost of Goods Sold | $14 | $9 | $3 | $2 |
| Gross Profit | $33 | $32 | $32 | $33 |
| % Margin | 69.9% | 77.2% | 91.9% | 93.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $1 | $1 | $1 | $1 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $1 |
| Other Operating Expenses | $19 | $18 | $18 | $18 |
| Operating Expenses | $20 | $19 | $19 | $19 |
| Operating Income | $13 | $12 | $13 | $14 |
| % Margin | 27.9% | 29.8% | 37.1% | 38.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $13 | $12 | $13 | $14 |
| Tax Expense | $2 | $2 | $2 | $2 |
| Net Income | $11 | $10 | $11 | $12 |
| % Margin | 23.5% | 24.8% | 31.8% | 32.9% |
| EPS | 8.6 | 7.57 | 7.88 | 8.07 |
| % Growth | 13.6% | -3.9% | -2.4% | – |
| EPS Diluted | 8.6 | 7.57 | 7.88 | 8.07 |
| Weighted Avg Shares Out | 1 | 1 | 1 | 1 |
| Weighted Avg Shares Out Dil | 1 | 1 | 1 | 1 |
| Supplemental Information | – | – | – | – |
| Interest Income | $43 | $37 | $30 | $27 |
| Interest Expense | $14 | $9 | $3 | $2 |
| Depreciation & Amortization | $1 | $0 | $0 | $1 |
| EBITDA | $14 | $13 | $13 | $14 |
| % Margin | 29% | 30.8% | 38.4% | 40% |