Customers Bancorp, Inc.
CUBI · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,361 | $1,421 | $895 | $845 |
| % Growth | -4.2% | 58.7% | 6% | – |
| Cost of Goods Sold | $747 | $755 | $322 | $123 |
| Gross Profit | $614 | $666 | $573 | $721 |
| % Margin | 45.1% | 46.9% | 64.1% | 85.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $218 | $168 | $121 | $118 |
| SG&A Expenses | $222 | $171 | $124 | $120 |
| Sales & Mktg Exp. | $4 | $3 | $3 | $2 |
| Other Operating Expenses | $168 | $164 | $158 | $160 |
| Operating Expenses | $390 | $336 | $282 | $280 |
| Operating Income | $224 | $331 | $291 | $441 |
| % Margin | 16.5% | 23.3% | 32.5% | 52.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $224 | $331 | $291 | $441 |
| Tax Expense | $43 | $81 | $63 | $87 |
| Net Income | $181 | $250 | $228 | $315 |
| % Margin | 13.3% | 17.6% | 25.5% | 37.3% |
| EPS | 5.28 | 7.49 | 6.69 | 10.51 |
| % Growth | -29.5% | 12% | -36.3% | – |
| EPS Diluted | 5.09 | 7.32 | 6.51 | 10.08 |
| Weighted Avg Shares Out | 32 | 31 | 33 | 32 |
| Weighted Avg Shares Out Dil | 33 | 32 | 34 | 34 |
| Supplemental Information | – | – | – | – |
| Interest Income | $1,328 | $1,367 | $885 | $781 |
| Interest Expense | $673 | $680 | $262 | $96 |
| Depreciation & Amortization | $34 | $32 | $27 | $22 |
| EBITDA | $258 | $363 | $318 | $463 |
| % Margin | 19% | 25.5% | 35.6% | 54.8% |