ChoiceOne Financial Services, Inc.

COFS · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Valuation
PEG Ratio0.83-0.050.01-3.08
FCF Yield4.20%1.60%-3.11%7.58%
EV / EBITDA31.7023.41-20.1335.32
Quality
ROIC1.73%-0.52%-2.13%-0.46%
Gross Margin0.00%70.07%40.26%67.00%
Cash Conversion Ratio1.040.660.473.35
Growth
Revenue 3-Year CAGR24.12%21.75%17.71%15.99%
Free Cash Flow Growth164.48%194.20%-131.29%450.32%
Safety
Net Debt / EBITDA8.034.06-3.309.56
Interest Coverage1.070.96-1.290.75
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle0.000.000.000.00