Civista Bancshares, Inc.
CIVB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | -1.56 | 1.08 | 1.56 | 0.43 |
| FCF Yield | 5.74% | 3.03% | 1.15% | 5.72% |
| EV / EBITDA | 39.38 | 64.22 | 55.54 | 62.42 |
| Quality | ||||
| ROIC | -2.27% | 1.21% | 1.12% | 1.12% |
| Gross Margin | 63.11% | 63.15% | 63.08% | 63.34% |
| Cash Conversion Ratio | – | – | – | – |
| Growth | ||||
| Revenue 3-Year CAGR | 6.10% | 8.76% | 13.01% | 17.73% |
| Free Cash Flow Growth | 78.15% | 214.72% | -81.37% | 44.61% |
| Safety | ||||
| Net Debt / EBITDA | 17.83 | 36.47 | 30.98 | 33.95 |
| Interest Coverage | -1.20 | 0.60 | 0.57 | 0.52 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | -10.22 | 80.61 | 84.57 | 86.22 |