Chemung Financial Corporation
CHMG · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $149,612 | $136,576 | $101,910 | $91,841 |
| % Growth | 9.5% | 34% | 11% | – |
| Cost of Goods Sold | $53,459 | $41,879 | $6,742 | $3,436 |
| Gross Profit | $96,153 | $94,697 | $95,168 | $88,405 |
| % Margin | 64.3% | 69.3% | 93.4% | 96.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $37,751 | $35,652 | $32,430 | $31,907 |
| SG&A Expenses | $38,933 | $36,575 | $33,371 | $32,699 |
| Sales & Mktg Exp. | $1,182 | $923 | $941 | $792 |
| Other Operating Expenses | $27,135 | $26,621 | $24,908 | $21,946 |
| Operating Expenses | $66,068 | $63,196 | $58,279 | $54,645 |
| Operating Income | $30,085 | $31,501 | $36,889 | $33,760 |
| % Margin | 20.1% | 23.1% | 36.2% | 36.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $30,085 | $31,501 | $36,889 | $33,760 |
| Tax Expense | $6,414 | $6,501 | $8,106 | $7,335 |
| Net Income | $23,671 | $25,000 | $28,783 | $26,425 |
| % Margin | 15.8% | 18.3% | 28.2% | 28.8% |
| EPS | 4.96 | 5.28 | 6.13 | 5.64 |
| % Growth | -6.1% | -13.9% | 8.7% | – |
| EPS Diluted | 4.96 | 5.28 | 6.13 | 5.64 |
| Weighted Avg Shares Out | 4,770 | 4,732 | 4,693 | 4,683 |
| Weighted Avg Shares Out Dil | 4,770 | 4,732 | 4,693 | 4,683 |
| Supplemental Information | – | – | – | – |
| Interest Income | $127,564 | $113,074 | $81,475 | $69,008 |
| Interest Expense | $53,505 | $38,617 | $7,296 | $3,419 |
| Depreciation & Amortization | $2,016 | $2,802 | $3,026 | $3,502 |
| EBITDA | $32,101 | $34,303 | $39,915 | $37,263 |
| % Margin | 21.5% | 25.1% | 39.2% | 40.6% |