The Chiba Bank, Ltd.

CHBAF · OTC
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3/31/2025
3/31/2024
3/31/2023
3/31/2022
Revenue$337,724$286,901$253,815$215,975
% Growth17.7%13%17.5%
Cost of Goods Sold$86,263$65,937$33,056$9,993
Gross Profit$251,461$220,964$220,759$205,982
% Margin74.5%77%87%95.4%
R&D Expenses$0$0$0$0
G&A Expenses$96,761$44,202$88,982$91,131
SG&A Expenses$96,761$44,202$88,982$91,131
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$47,875$86,094$45,107$36,473
Operating Expenses$144,636$130,296$134,089$127,604
Operating Income$106,825$90,668$86,670$78,378
% Margin31.6%31.6%34.1%36.3%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$106,825$90,668$86,670$78,378
Tax Expense$32,566$28,227$26,393$23,880
Net Income$74,259$62,440$60,276$54,498
% Margin22%21.8%23.7%25.2%
EPS104.1786.5382.5273.47
% Growth20.4%4.9%12.3%
EPS Diluted104.1786.5382.5273.45
Weighted Avg Shares Out713722730742
Weighted Avg Shares Out Dil713722730742
Supplemental Information
Interest Income$238,880$198,583$169,575$138,070
Interest Expense$86,263$65,937$33,056$9,993
Depreciation & Amortization$10,442$9,676$9,439$9,909
EBITDA$117,267$100,344$96,109$88,287
% Margin34.7%35%37.9%40.9%