Cullen/Frost Bankers, Inc.
CFR · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $583 | $598 | $579 | $443 |
| Dep. & Amort. | $83 | $76 | $71 | $69 |
| Deferred Tax | -$12 | -$15 | -$5 | $8 |
| Stock-Based Comp. | $20 | $25 | $18 | $13 |
| Change in WC | $230 | -$296 | -$31 | $15 |
| Other Non-Cash | $86 | $91 | $90 | $100 |
| Operating Cash Flow | $990 | $479 | $723 | $648 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$128 | -$159 | -$103 | -$66 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$17,900 | -$20,272 | -$23,602 | -$24,218 |
| Inv. Sales/Matur. | $19,806 | $21,170 | $16,244 | $20,603 |
| Other Inv. Act. | -$1,959 | -$1,682 | -$817 | $1,156 |
| Investing Cash Flow | -$181 | -$943 | -$8,277 | -$2,525 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $224 | -$571 | $1,946 | $636 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$61 | -$43 | -$4 | -$4 |
| Dividends Paid | -$249 | -$239 | -$216 | -$196 |
| Other Fin. Act. | $825 | -$2,024 | $1,275 | $7,734 |
| Financing Cash Flow | $738 | -$2,877 | $3,000 | $8,171 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $1,547 | -$3,341 | -$4,555 | $6,294 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $8,687 | $12,028 | $16,583 | $10,289 |
| End Cash | $10,234 | $8,687 | $12,028 | $16,583 |
| Free Cash Flow | $862 | $320 | $620 | $582 |