Citizens Financial Corporation
CFIN · OTC
12/31/2006 | 12/31/2005 | 12/31/2004 | 12/31/2003 | |
|---|---|---|---|---|
| Revenue | $29,276 | $33,530 | $37,359 | $41,725 |
| % Growth | -12.7% | -10.2% | -10.5% | – |
| Cost of Goods Sold | $0 | $0 | $0 | $0 |
| Gross Profit | $29,276 | $33,530 | $37,359 | $41,725 |
| % Margin | 100% | 100% | 100% | 100% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $6,910 | $6,647 | $7,550 | $6,613 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | -$36,891 | -$40,041 | -$44,870 | -$47,948 |
| Operating Expenses | -$29,981 | -$33,395 | -$37,320 | -$41,335 |
| Operating Income | -$705 | $136 | $38 | $390 |
| % Margin | -2.4% | 0.4% | 0.1% | 0.9% |
| Other Income/Exp. Net | $223 | -$572 | -$354 | $252 |
| Pre-Tax Income | -$482 | $324 | $207 | $642 |
| Tax Expense | $354 | $0 | -$49 | -$70 |
| Net Income | -$836 | $324 | $256 | $712 |
| % Margin | -2.9% | 1% | 0.7% | 1.7% |
| EPS | -127.5 | 20 | 37.5 | 105 |
| % Growth | -737.5% | -46.7% | -64.3% | – |
| EPS Diluted | -127.5 | 20 | 37.5 | 105 |
| Weighted Avg Shares Out | 7 | 7 | 7 | 7 |
| Weighted Avg Shares Out Dil | 7 | 7 | 7 | 7 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $487 | $380 | $354 | $363 |
| Depreciation & Amortization | $438 | $675 | $831 | $238 |
| EBITDA | $1,344 | $811 | $561 | $628 |
| % Margin | 4.6% | 2.4% | 1.5% | 1.5% |