Citizens Financial Corporation
CFIN · OTC
12/31/2006 | 12/31/2005 | 12/31/2004 | 12/31/2003 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.02 | -0.68 | -0.73 | -0.16 |
| FCF Yield | -23.88% | -2.12% | 6.91% | 41.03% |
| EV / EBITDA | 6.00 | 14.94 | 23.35 | 20.87 |
| Quality | ||||
| ROIC | -0.98% | 0.10% | 0.03% | 0.32% |
| Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% |
| Cash Conversion Ratio | 2.81 | 0.42 | 3.57 | 8.53 |
| Growth | ||||
| Revenue 3-Year CAGR | -7.81% | -7.03% | -3.91% | 15.10% |
| Free Cash Flow Growth | -1,048.49% | -126.31% | -86.12% | -63.85% |
| Safety | ||||
| Net Debt / EBITDA | -1.81 | 2.25 | 1.96 | -2.32 |
| Interest Coverage | -1.45 | 0.36 | 0.11 | 1.07 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 37.87 | 32.83 | 30.47 | 30.72 |