Citizens Financial Group, Inc.
CFG · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $12,347 | $12,187 | $9,069 | $6,986 |
| % Growth | 1.3% | 34.4% | 29.8% | – |
| Cost of Goods Sold | $5,240 | $4,650 | $1,522 | -$72 |
| Gross Profit | $7,107 | $7,537 | $7,547 | $7,058 |
| % Margin | 57.6% | 61.8% | 83.2% | 101% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $2,819 | $2,764 | $2,645 | $2,198 |
| SG&A Expenses | $2,989 | $2,951 | $2,811 | $2,309 |
| Sales & Mktg Exp. | $170 | $187 | $166 | $111 |
| Other Operating Expenses | $2,230 | $2,556 | $2,081 | $1,772 |
| Operating Expenses | $5,219 | $5,507 | $4,892 | $4,081 |
| Operating Income | $1,888 | $2,030 | $2,655 | $2,977 |
| % Margin | 15.3% | 16.7% | 29.3% | 42.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $1,888 | $2,030 | $2,655 | $2,977 |
| Tax Expense | $379 | $422 | $582 | $658 |
| Net Income | $1,509 | $1,608 | $2,073 | $2,319 |
| % Margin | 12.2% | 13.2% | 22.9% | 33.2% |
| EPS | 3.04 | 3.14 | 4.12 | 5.18 |
| % Growth | -3.2% | -23.8% | -20.5% | – |
| EPS Diluted | 3.03 | 3.13 | 4.1 | 5.16 |
| Weighted Avg Shares Out | 451 | 475 | 476 | 426 |
| Weighted Avg Shares Out Dil | 454 | 477 | 478 | 427 |
| Supplemental Information | – | – | – | – |
| Interest Income | $10,186 | $10,204 | $7,060 | $4,851 |
| Interest Expense | $4,553 | $3,963 | $1,048 | $339 |
| Depreciation & Amortization | $498 | $478 | $565 | $625 |
| EBITDA | $2,386 | $2,508 | $3,220 | $3,602 |
| % Margin | 19.3% | 20.6% | 35.5% | 51.6% |