C&F Financial Corporation
CFFI · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $167 | $150 | $123 | $140 |
| % Growth | 11.2% | 21.3% | -11.8% | – |
| Cost of Goods Sold | $56 | $35 | $11 | $9 |
| Gross Profit | $110 | $115 | $112 | $131 |
| % Margin | 66.3% | 76.8% | 91% | 93.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $55 | $57 | $49 | $60 |
| SG&A Expenses | $57 | $58 | $51 | $61 |
| Sales & Mktg Exp. | $1 | $2 | $2 | $2 |
| Other Operating Expenses | $30 | $28 | $25 | $32 |
| Operating Expenses | $86 | $86 | $75 | $93 |
| Operating Income | $24 | $29 | $37 | $38 |
| % Margin | 14.5% | 19.5% | 29.9% | 27.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $24 | $29 | $37 | $38 |
| Tax Expense | $4 | $5 | $8 | $9 |
| Net Income | $20 | $24 | $29 | $29 |
| % Margin | 11.9% | 15.8% | 23.6% | 20.5% |
| EPS | 6.01 | 6.92 | 8.29 | 7.95 |
| % Growth | -13.2% | -16.5% | 4.3% | – |
| EPS Diluted | 6.01 | 6.92 | 8.29 | 7.95 |
| Weighted Avg Shares Out | 3 | 3 | 4 | 4 |
| Weighted Avg Shares Out Dil | 3 | 3 | 4 | 4 |
| Supplemental Information | – | – | – | – |
| Interest Income | $140 | $124 | $101 | $94 |
| Interest Expense | $43 | $26 | $8 | $8 |
| Depreciation & Amortization | $4 | $4 | $4 | $5 |
| EBITDA | $28 | $33 | $41 | $43 |
| % Margin | 16.8% | 22.1% | 33.5% | 30.6% |