Community Bank System, Inc.
CBU · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $941 | $756 | $702 | $634 |
| % Growth | 24.4% | 7.6% | 10.9% | – |
| Cost of Goods Sold | $217 | $115 | $38 | $4 |
| Gross Profit | $724 | $641 | $665 | $629 |
| % Margin | 76.9% | 84.7% | 94.6% | 99.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $301 | $282 | $257 | $242 |
| SG&A Expenses | $317 | $298 | $270 | $251 |
| Sales & Mktg Exp. | $16 | $16 | $13 | $9 |
| Other Operating Expenses | $170 | $175 | $154 | $137 |
| Operating Expenses | $487 | $472 | $424 | $388 |
| Operating Income | $237 | $168 | $240 | $241 |
| % Margin | 25.2% | 22.3% | 34.2% | 38.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $237 | $168 | $240 | $241 |
| Tax Expense | $54 | $36 | $52 | $52 |
| Net Income | $182 | $132 | $188 | $190 |
| % Margin | 19.4% | 17.5% | 26.8% | 29.9% |
| EPS | 3.44 | 2.45 | 3.48 | 3.51 |
| % Growth | 40.4% | -29.6% | -0.9% | – |
| EPS Diluted | 3.44 | 2.45 | 3.46 | 3.48 |
| Weighted Avg Shares Out | 53 | 54 | 54 | 54 |
| Weighted Avg Shares Out Dil | 53 | 54 | 54 | 54 |
| Supplemental Information | – | – | – | – |
| Interest Income | $644 | $541 | $444 | $387 |
| Interest Expense | $194 | $104 | $23 | $13 |
| Depreciation & Amortization | $29 | $28 | $30 | $30 |
| EBITDA | $265 | $197 | $271 | $272 |
| % Margin | 28.2% | 26% | 38.5% | 42.8% |