Pathward Financial, Inc.
CASH · NASDAQ
9/30/2025 | 9/30/2024 | 9/30/2023 | 9/30/2022 | |
|---|---|---|---|---|
| Revenue | $685 | $626 | $588 | $523 |
| % Growth | 9.4% | 6.5% | 12.4% | – |
| Cost of Goods Sold | $68 | $64 | $68 | $62 |
| Gross Profit | $617 | $562 | $520 | $462 |
| % Margin | 90% | 89.8% | 88.4% | 88.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $200 | $201 | $184 | $171 |
| SG&A Expenses | $200 | $201 | $184 | $171 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $193 | $162 | $154 | $110 |
| Operating Expenses | $394 | $364 | $338 | $281 |
| Operating Income | $214 | $199 | $182 | $180 |
| % Margin | 31.2% | 31.7% | 31% | 34.4% |
| Other Income/Exp. Net | $9 | $0 | $0 | $0 |
| Pre-Tax Income | $223 | $199 | $182 | $180 |
| Tax Expense | $36 | $29 | $16 | $26 |
| Net Income | $186 | $168 | $164 | $151 |
| % Margin | 27.1% | 26.9% | 27.8% | 28.9% |
| EPS | 7.91 | 6.63 | 6.01 | 5.26 |
| % Growth | 19.3% | 10.3% | 14.3% | – |
| EPS Diluted | 7.87 | 6.62 | 5.99 | 5.26 |
| Weighted Avg Shares Out | 23 | 25 | 27 | 29 |
| Weighted Avg Shares Out Dil | 24 | 25 | 27 | 29 |
| Supplemental Information | – | – | – | – |
| Interest Income | $523 | $476 | $399 | $329 |
| Interest Expense | $12 | $21 | $11 | $5 |
| Depreciation & Amortization | $60 | $58 | $65 | $62 |
| EBITDA | $208 | $257 | $247 | $242 |
| % Margin | 30.4% | 41% | 42% | 46.2% |