Ballston Spa Bancorp, Inc.

BSPA · OTC
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12/31/2024
12/31/2023
12/31/2022
12/31/2021
Market Cap$43,193$38,618$44,560$35,648
- Cash$25,743$23,735$21,888$143,765
+ Debt$124,250$62,800$34,905$22,905
Enterprise Value$141,700$77,683$57,577-$85,212
Revenue$43,499$35,685$27,840$26,441
% Growth21.9%28.2%5.3%
Gross Profit$27,338$24,833$25,132$24,523
% Margin62.8%69.6%90.3%92.7%
EBITDA$7,053$6,199$7,779$7,370
% Margin16.2%17.4%27.9%27.9%
Net Income$5,234$4,783$6,093$5,145
% Margin12%13.4%21.9%19.5%
EPS Diluted7.056.448.26.94
% Growth9.5%-21.5%18.2%
Operating Cash Flow$5,899$6,884$7,356$7,477
Capital Expenditures-$672-$427-$1,634-$108
Free Cash Flow$5,227$6,457$5,722$7,369