Ballston Spa Bancorp, Inc.
BSPA · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $5,234 | $4,783 | $6,093 | $5,154 |
| Dep. & Amort. | $0 | $582 | $578 | $702 |
| Deferred Tax | $0 | $0 | -$134 | $0 |
| Stock-Based Comp. | $0 | $0 | $0 | $0 |
| Change in WC | $709 | $520 | -$649 | $1,258 |
| Other Non-Cash | -$44 | $999 | $1,468 | $363 |
| Operating Cash Flow | $5,899 | $6,884 | $7,356 | $7,477 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$672 | -$427 | -$1,634 | -$108 |
| Net Acquisitions | $0 | $0 | -$94,985 | $0 |
| Inv. Purchases | -$31,378 | -$49,258 | -$61,567 | -$26,296 |
| Inv. Sales/Matur. | $18,828 | $68,665 | $44,595 | $22,051 |
| Other Inv. Act. | -$57,952 | -$82,613 | $326 | -$21,924 |
| Investing Cash Flow | -$71,174 | -$63,633 | -$113,265 | -$26,277 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $61,450 | $30,000 | $12,000 | -$5,880 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | $0 | $0 | $0 | $0 |
| Dividends Paid | -$980 | -$980 | -$980 | -$980 |
| Other Fin. Act. | $6,813 | $29,576 | -$26,988 | $79,083 |
| Financing Cash Flow | $67,283 | $58,596 | -$15,968 | $72,223 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $2,008 | $1,847 | -$121,877 | $53,423 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $23,735 | $21,888 | $143,765 | $90,342 |
| End Cash | $25,743 | $23,735 | $21,888 | $143,765 |
| Free Cash Flow | $5,227 | $6,457 | $5,722 | $7,369 |