Ballston Spa Bancorp, Inc.

BSPA · OTC
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Market Cap$52,915$45,674$48,323$43,193
- Cash$20,436$23,638$25,494$25,743
+ Debt$27,750$122,050$82,550$124,250
Enterprise Value$60,229$144,086$105,379$141,700
Revenue$11,926$11,336$11,104$11,383
% Growth5.2%2.1%-2.5%
Gross Profit$7,419$7,140$7,151$7,036
% Margin62.2%63%64.4%61.8%
EBITDA$1,787$1,525$1,606$1,589
% Margin15%13.5%14.5%14%
Net Income$1,448$1,235$1,301$1,287
% Margin12.1%10.9%11.7%11.3%
EPS Diluted1.951.661.751.73
% Growth17.5%-5.1%1.2%
Operating Cash Flow$0$0$0
Capital Expenditures$0$0$0
Free Cash Flow$0$0$0