Ballston Spa Bancorp, Inc.
BSPA · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $12 | $11 | $11 | $11 |
| % Growth | 5.2% | 2.1% | -2.5% | – |
| Cost of Goods Sold | $5 | $4 | $4 | $4 |
| Gross Profit | $7 | $7 | $7 | $7 |
| % Margin | 62.2% | 63% | 64.4% | 61.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $1 |
| SG&A Expenses | $0 | $0 | $0 | $1 |
| Sales & Mktg Exp. | $0 | $0 | $0 | -$0 |
| Other Operating Expenses | $5 | $5 | $5 | $5 |
| Operating Expenses | $6 | $6 | $6 | $5 |
| Operating Income | $2 | $2 | $2 | $2 |
| % Margin | 15% | 13.5% | 14.5% | 14% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $2 | $2 | $2 | $2 |
| Tax Expense | $0 | $0 | $0 | $0 |
| Net Income | $1 | $1 | $1 | $1 |
| % Margin | 12.1% | 10.9% | 11.7% | 11.3% |
| EPS | 1.95 | 1.66 | 1.75 | 1.73 |
| % Growth | 17.5% | -5.1% | 1.2% | – |
| EPS Diluted | 1.95 | 1.66 | 1.75 | 1.73 |
| Weighted Avg Shares Out | 1 | 1 | 1 | 1 |
| Weighted Avg Shares Out Dil | 1 | 1 | 1 | 1 |
| Supplemental Information | – | – | – | – |
| Interest Income | $11 | $10 | $10 | $10 |
| Interest Expense | $5 | $4 | $4 | $4 |
| Depreciation & Amortization | $0 | $0 | $0 | $0 |
| EBITDA | $2 | $2 | $2 | $2 |
| % Margin | 15% | 13.5% | 14.5% | 14% |