Bank of the Philippine Islands

BPHLF · OTC
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12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue$232,451$179,523$136,722$112,446
% Growth29.5%31.3%21.6%
Cost of Goods Sold$62,368$41,222$18,202$15,034
Gross Profit$170,083$138,301$118,520$97,412
% Margin73.2%77%86.7%86.6%
R&D Expenses$0$0$0$0
G&A Expenses$2,287$1,693$1,524$1,180
SG&A Expenses$6,283$5,817$3,917$2,150
Sales & Mktg Exp.$3,996$4,124$2,393$970
Other Operating Expenses$84,057$67,273$63,235$61,725
Operating Expenses$90,340$73,090$67,152$63,875
Operating Income$79,743$65,211$51,368$33,537
% Margin34.3%36.3%37.6%29.8%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$79,743$65,211$51,368$33,537
Tax Expense$17,503$13,299$11,532$9,427
Net Income$62,049$51,687$39,605$23,880
% Margin26.7%28.8%29%21.2%
EPS11.7810.98.785.29
% Growth8.1%24.1%66%
EPS Diluted11.7810.98.785.29
Weighted Avg Shares Out5,2664,7414,5134,513
Weighted Avg Shares Out Dil5,2664,7414,5134,513
Supplemental Information
Interest Income$189,954$145,572$103,268$84,617
Interest Expense$62,368$41,222$66$101
Depreciation & Amortization$5,257$6,615$5,445$6,249
EBITDA$85,000$71,826$56,813$39,786
% Margin36.6%40%41.6%35.4%