Bank of the James Financial Group, Inc.
BOTJ · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $58,964 | $51,424 | $44,174 | $39,287 |
| % Growth | 14.7% | 16.4% | 12.4% | – |
| Cost of Goods Sold | $14,752 | $9,443 | $1,250 | $1,602 |
| Gross Profit | $44,212 | $41,981 | $42,924 | $37,685 |
| % Margin | 75% | 81.6% | 97.2% | 95.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $20,277 | $19,260 | $18,703 | $17,396 |
| SG&A Expenses | $21,045 | $20,179 | $19,623 | $18,330 |
| Sales & Mktg Exp. | $768 | $919 | $920 | $934 |
| Other Operating Expenses | $13,244 | $11,523 | $12,191 | $9,904 |
| Operating Expenses | $34,289 | $31,702 | $31,814 | $28,234 |
| Operating Income | $9,923 | $10,279 | $11,110 | $9,451 |
| % Margin | 16.8% | 20% | 25.2% | 24.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $9,923 | $10,279 | $11,110 | $9,451 |
| Tax Expense | $1,979 | $1,575 | $2,151 | $1,862 |
| Net Income | $7,944 | $8,704 | $8,959 | $7,589 |
| % Margin | 13.5% | 16.9% | 20.3% | 19.3% |
| EPS | 1.75 | 1.91 | 1.91 | 1.6 |
| % Growth | -8.4% | 0% | 19.4% | – |
| EPS Diluted | 1.75 | 1.91 | 1.91 | 1.6 |
| Weighted Avg Shares Out | 4,543 | 4,562 | 4,698 | 4,748 |
| Weighted Avg Shares Out Dil | 4,543 | 4,562 | 4,698 | 4,748 |
| Supplemental Information | – | – | – | – |
| Interest Income | $44,548 | $39,280 | $31,787 | $29,114 |
| Interest Expense | $15,407 | $9,622 | $2,150 | $2,102 |
| Depreciation & Amortization | $1,938 | $1,967 | $2,609 | $2,059 |
| EBITDA | $11,861 | $12,246 | $13,719 | $11,510 |
| % Margin | 20.1% | 23.8% | 31.1% | 29.3% |