Berkshire Hills Bancorp, Inc.
BHLB · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $646 | $619 | $456 | $419 |
| % Growth | 4.4% | 35.7% | 8.8% | – |
| Cost of Goods Sold | $286 | $239 | $54 | $37 |
| Gross Profit | $360 | $380 | $403 | $381 |
| % Margin | 55.7% | 61.4% | 88.2% | 91% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $168 | $166 | $156 | $154 |
| SG&A Expenses | $172 | $172 | $161 | $157 |
| Sales & Mktg Exp. | $5 | $5 | $5 | $3 |
| Other Operating Expenses | $108 | $130 | $128 | $76 |
| Operating Expenses | $280 | $302 | $289 | $233 |
| Operating Income | $80 | $78 | $114 | $149 |
| % Margin | 12.3% | 12.7% | 24.9% | 35.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $80 | $78 | $114 | $149 |
| Tax Expense | $19 | $9 | $21 | $30 |
| Net Income | $61 | $70 | $93 | $119 |
| % Margin | 9.4% | 11.2% | 20.3% | 28.3% |
| EPS | 1.44 | 1.61 | 2.03 | 2.41 |
| % Growth | -10.6% | -20.7% | -15.8% | – |
| EPS Diluted | 1.43 | 1.6 | 2.02 | 2.39 |
| Weighted Avg Shares Out | 43 | 43 | 46 | 49 |
| Weighted Avg Shares Out Dil | 43 | 44 | 46 | 50 |
| Supplemental Information | – | – | – | – |
| Interest Income | $614 | $576 | $387 | $329 |
| Interest Expense | $262 | $207 | $43 | $38 |
| Depreciation & Amortization | $12 | $13 | $15 | $16 |
| EBITDA | $91 | $92 | $129 | $165 |
| % Margin | 14.1% | 14.8% | 28.2% | 39.4% |