Bread Financial Holdings, Inc.
BFH · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $277,000 | $718,000 | $223,000 | $801,000 |
| Dep. & Amort. | $90,000 | $116,000 | $113,000 | $123,000 |
| Deferred Tax | -$85,000 | -$68,000 | -$245,000 | -$15,000 |
| Stock-Based Comp. | $54,000 | $44,000 | $33,000 | $29,000 |
| Change in WC | -$67,000 | $28,000 | -$47,000 | -$41,000 |
| Other Non-Cash | $1,590,000 | $1,149,000 | $1,771,000 | $646,000 |
| Operating Cash Flow | $1,859,000 | $1,987,000 | $1,848,000 | $1,543,000 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $0 | $0 | -$68,000 | -$84,000 |
| Net Acquisitions | $0 | $0 | $0 | -$75,000 |
| Inv. Purchases | -$31,000 | -$50,000 | -$43,000 | -$93,000 |
| Inv. Sales/Matur. | $14,000 | $14,000 | $30,000 | $73,000 |
| Other Inv. Act. | -$1,152,000 | $824,000 | -$5,030,000 | -$1,512,000 |
| Investing Cash Flow | -$1,169,000 | $788,000 | -$5,111,000 | -$1,691,000 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $69,000 | -$2,696,000 | $560,000 | -$434,000 |
| Stock Issued | $0 | $0 | $0 | $4,000 |
| Stock Repurch. | -$55,000 | -$35,000 | -$12,000 | $0 |
| Dividends Paid | -$43,000 | -$42,000 | -$43,000 | -$42,000 |
| Other Fin. Act. | -$563,000 | -$313,000 | $2,762,000 | $1,080,000 |
| Financing Cash Flow | -$592,000 | -$3,086,000 | $3,267,000 | $608,000 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $98,000 | -$311,000 | $4,000 | $460,000 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $3,616,000 | $3,927,000 | $3,923,000 | $3,463,000 |
| End Cash | $3,714,000 | $3,616,000 | $3,927,000 | $3,923,000 |
| Free Cash Flow | $1,859,000 | $1,987,000 | $1,780,000 | $1,459,000 |