Bread Financial Holdings, Inc.
BFH · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | -0.18 | 0.01 | -0.12 | 0.02 |
| FCF Yield | 61.38% | 121.13% | 94.72% | 44.10% |
| EV / EBITDA | 10.69 | 3.22 | 14.82 | 6.71 |
| Quality | ||||
| ROIC | -37.35% | 3.34% | 1.97% | 6.01% |
| Gross Margin | 50.88% | 59.26% | 52.05% | 56.42% |
| Cash Conversion Ratio | 6.71 | 2.77 | 8.29 | 1.93 |
| Growth | ||||
| Revenue 3-Year CAGR | 3.14% | 12.28% | 29.11% | 2.97% |
| Free Cash Flow Growth | -6.44% | 11.63% | 22.00% | -20.22% |
| Safety | ||||
| Net Debt / EBITDA | 4.26 | 1.71 | 10.27 | 3.88 |
| Interest Coverage | 0.40 | 1.10 | 0.60 | 2.73 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | -2.16 | -3.39 | 0.10 |
| Cash Conversion Cycle | -39.45 | -231.56 | -163.15 | 3,716.17 |