Bread Financial Holdings, Inc.
BFH · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $188 | $138 | $138 | $7 |
| Dep. & Amort. | $0 | $21 | $21 | $46 |
| Deferred Tax | $0 | -$6 | $23 | $0 |
| Stock-Based Comp. | $0 | $15 | $13 | $13 |
| Change in WC | -$13 | $56 | -$121 | -$91 |
| Other Non-Cash | $430 | $302 | $319 | $504 |
| Operating Cash Flow | $605 | $526 | $393 | $479 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$8 | $0 | $0 | $0 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$5 | -$9 | -$6 | $0 |
| Inv. Sales/Matur. | $6 | $5 | $5 | $0 |
| Other Inv. Act. | -$331 | -$217 | $692 | -$1,351 |
| Investing Cash Flow | -$338 | -$221 | $691 | -$1,351 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$451 | -$907 | -$435 | $942 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$40 | -$47 | -$103 | -$44 |
| Dividends Paid | -$9 | -$10 | -$12 | -$11 |
| Other Fin. Act. | $194 | $241 | -$12 | $228 |
| Financing Cash Flow | -$306 | -$723 | -$562 | $1,115 |
| Forex Effect | $39 | $0 | $0 | $0 |
| Net Chg. in Cash | $0 | -$418 | $522 | $243 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $0 | $4,236 | $3,714 | $3,471 |
| End Cash | $0 | $3,818 | $4,236 | $3,714 |
| Free Cash Flow | $597 | $526 | $393 | $479 |