Andover Bancorp, Inc.

ANDC · OTC
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12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue$18$18$20$19
% Growth-0.4%-7.5%4.9%
Cost of Goods Sold$0$4$1$1
Gross Profit$18$18$18$18
% Margin100%99.7%93.5%95.2%
R&D Expenses$0$0$0$0
G&A Expenses$1$1$1$0
SG&A Expenses$1$1$1$1
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$14$13$12$11
Operating Expenses$15$14$13$12
Operating Income$3$4$5$6
% Margin17.8%21.5%25.7%31%
Other Income/Exp. Net$0-$2$0$0
Pre-Tax Income$3$4$5$6
Tax Expense$0$0$0$0
Net Income$3$4$5$5
% Margin17.4%20.7%24.7%28.7%
EPS1.531.82.292.42
% Growth-15%-21.4%-5.4%
EPS Diluted1.531.82.292.42
Weighted Avg Shares Out2222
Weighted Avg Shares Out Dil2222
Supplemental Information
Interest Income$20$18$16$15
Interest Expense$6$4$1$1
Depreciation & Amortization$1-$4$1$1
EBITDA$0-$0$6$7
% Margin0%-1.4%29.4%35.2%