SmartFinancial, Inc.
SMBK · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.64 | 2.70 | 0.66 | 3.70 |
| FCF Yield | 2.76% | 2.34% | 2.56% | 2.95% |
| EV / EBITDA | 11.12 | 15.66 | 9.65 | 12.85 |
| Quality | ||||
| ROIC | 1.86% | -0.29% | 1.87% | 1.64% |
| Gross Margin | 59.20% | 59.77% | 61.16% | 59.47% |
| Cash Conversion Ratio | 1.23 | 1.20 | 1.27 | 1.73 |
| Growth | ||||
| Revenue 3-Year CAGR | 10.22% | 10.70% | 12.23% | 15.21% |
| Free Cash Flow Growth | 25.02% | -0.85% | -12.98% | 35.35% |
| Safety | ||||
| Net Debt / EBITDA | -19.68 | -17.72 | -22.33 | -21.60 |
| Interest Coverage | 0.53 | 0.49 | 0.48 | 0.44 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 67.02 | 70.79 | 76.07 | 76.62 |