Harford Bank
HFBK · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.82 | 0.64 | -0.25 | 0.17 |
| FCF Yield | 2.28% | 3.49% | 3.33% | 4.71% |
| EV / EBITDA | -18.55 | 20.98 | -33.10 | -15.43 |
| Quality | ||||
| ROIC | 2.54% | 2.37% | 2.15% | 3.30% |
| Gross Margin | 69.16% | 66.81% | 66.96% | 72.51% |
| Cash Conversion Ratio | 0.81 | 1.09 | 1.17 | 1.05 |
| Growth | ||||
| Revenue 3-Year CAGR | 11.65% | 14.04% | 16.42% | 18.60% |
| Free Cash Flow Growth | -25.25% | 5.20% | -26.66% | 31.97% |
| Safety | ||||
| Net Debt / EBITDA | -41.89 | -1.77 | -58.41 | -31.58 |
| Interest Coverage | 0.89 | 0.74 | 0.70 | 1.04 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | -6.81 | -4.83 | -3.64 | -9.75 |