Southern California Bancorp
BCAL · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.75 | -0.53 | 0.00 | -0.04 |
| FCF Yield | 2.90% | 2.60% | 1.49% | 4.40% |
| EV / EBITDA | 21.78 | 23.31 | 18.68 | 22.57 |
| Quality | ||||
| ROIC | 2.44% | 2.20% | 2.63% | 2.65% |
| Gross Margin | 75.51% | 76.58% | 81.83% | 77.69% |
| Cash Conversion Ratio | 1.02 | 0.95 | 0.41 | 1.41 |
| Growth | ||||
| Revenue 3-Year CAGR | 25.29% | 26.53% | 24.80% | 23.49% |
| Free Cash Flow Growth | 18.53% | 94.65% | -70.72% | 29.65% |
| Safety | ||||
| Net Debt / EBITDA | -1.83 | -0.67 | 0.28 | 1.11 |
| Interest Coverage | 1.49 | 1.40 | 1.63 | 1.29 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 |