Zions Bancorporation, National Association

ZION · NASDAQ
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$1,253$1,241$1,199$1,255
% Growth1%3.5%-4.5%
Cost of Goods Sold$441$402$422$476
Gross Profit$812$839$777$779
% Margin64.8%67.6%64.8%62.1%
R&D Expenses$70$0$0$0
G&A Expenses$393$356$364$343
SG&A Expenses$404$368$375$353
Sales & Mktg Exp.$11$12$11$10
Other Operating Expenses$53$159$163$156
Operating Expenses$527$527$538$509
Operating Income$285$312$239$270
% Margin22.7%25.1%19.9%21.5%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$285$312$239$270
Tax Expense$63$68$69$54
Net Income$222$244$170$216
% Margin17.7%19.7%14.2%17.2%
EPS1.51.631.131.34
% Growth-8%44.2%-15.7%
EPS Diluted1.481.631.131.34
Weighted Avg Shares Out147147147147
Weighted Avg Shares Out Dil147147147147
Supplemental Information
Interest Income$1,064$1,051$1,028$1,062
Interest Expense$392$403$404$435
Depreciation & Amortization$28$29$28$29
EBITDA$313$341$267$299
% Margin25%27.5%22.3%23.8%
Zions Bancorporation, National Association (ZION) Financial Statements & Key Stats | AlphaPilot