Yiren Digital Ltd.
YRD · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $1,554,964 | $1,674,453 | $1,554,526 | $1,452,193 |
| % Growth | -7.1% | 7.7% | 7% | – |
| Cost of Goods Sold | $149,911 | $160,859 | $224,738 | $197,232 |
| Gross Profit | $1,405,053 | $1,513,594 | $1,329,788 | $1,254,961 |
| % Margin | 90.4% | 90.4% | 85.5% | 86.4% |
| R&D Expenses | $91,514 | $107,693 | $85,954 | $164,703 |
| G&A Expenses | $104,420 | $78,862 | $95,837 | $42,232 |
| SG&A Expenses | $665,533 | $424,028 | $372,789 | $340,690 |
| Sales & Mktg Exp. | $331,758 | $345,166 | $276,952 | $298,458 |
| Other Operating Expenses | $0 | $600,372 | $563,568 | $453,781 |
| Operating Expenses | $757,047 | $1,132,093 | $1,022,311 | $959,174 |
| Operating Income | $648,006 | $381,501 | $307,477 | $295,787 |
| % Margin | 41.7% | 22.8% | 19.8% | 20.4% |
| Other Income/Exp. Net | -$274,316 | $39,916 | -$33,496 | $46,361 |
| Pre-Tax Income | $373,690 | $421,417 | $273,981 | $342,148 |
| Tax Expense | $56,053 | $63,877 | $26,346 | $10,702 |
| Net Income | $317,637 | $357,540 | $247,506 | $331,446 |
| % Margin | 20.4% | 21.4% | 15.9% | 22.8% |
| EPS | 7.3 | 8.28 | 5.72 | 7.68 |
| % Growth | -11.8% | 44.8% | -25.5% | – |
| EPS Diluted | 7.26 | 8.22 | 5.7 | 7.64 |
| Weighted Avg Shares Out | 43,788 | 43,227 | 43,200 | 43,181 |
| Weighted Avg Shares Out Dil | 43,788 | 43,526 | 43,484 | 43,432 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $24,206 | $31,219 |
| Interest Expense | $0 | $0 | $0 | $0 |
| Depreciation & Amortization | $3,252 | $0 | $0 | $0 |
| EBITDA | $651,258 | $381,501 | $307,477 | $295,787 |
| % Margin | 41.9% | 22.8% | 19.8% | 20.4% |