Yiren Digital Ltd.
YRD · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $1,555 | $1,674 | $1,555 | $1,452 |
| % Growth | -7.1% | 7.7% | 7% | – |
| Cost of Goods Sold | $150 | $161 | $225 | $197 |
| Gross Profit | $1,405 | $1,514 | $1,330 | $1,255 |
| % Margin | 90.4% | 90.4% | 85.5% | 86.4% |
| R&D Expenses | $92 | $108 | $86 | $165 |
| G&A Expenses | $104 | $79 | $96 | $42 |
| SG&A Expenses | $666 | $424 | $373 | $341 |
| Sales & Mktg Exp. | $332 | $345 | $277 | $298 |
| Other Operating Expenses | $0 | $600 | $564 | $454 |
| Operating Expenses | $757 | $1,132 | $1,022 | $959 |
| Operating Income | $648 | $382 | $307 | $296 |
| % Margin | 41.7% | 22.8% | 19.8% | 20.4% |
| Other Income/Exp. Net | -$274 | $40 | -$33 | $46 |
| Pre-Tax Income | $374 | $421 | $274 | $342 |
| Tax Expense | $56 | $64 | $26 | $11 |
| Net Income | $318 | $358 | $248 | $331 |
| % Margin | 20.4% | 21.4% | 15.9% | 22.8% |
| EPS | 7.3 | 8.28 | 5.72 | 7.68 |
| % Growth | -11.8% | 44.8% | -25.5% | – |
| EPS Diluted | 7.26 | 8.22 | 5.7 | 7.64 |
| Weighted Avg Shares Out | 44 | 43 | 43 | 43 |
| Weighted Avg Shares Out Dil | 44 | 44 | 43 | 43 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $24 | $31 |
| Interest Expense | $0 | $0 | $0 | $0 |
| Depreciation & Amortization | $3 | $0 | $0 | $0 |
| EBITDA | $651 | $382 | $307 | $296 |
| % Margin | 41.9% | 22.8% | 19.8% | 20.4% |