Wintrust Financial Corporation

WTFC · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$1,095$1,045$1,004$1,027
% Growth4.8%4.1%-2.3%
Cost of Goods Sold$419$396$384$405
Gross Profit$676$649$619$622
% Margin61.8%62.1%61.7%60.5%
R&D Expenses$0$0$0$0
G&A Expenses$264$231$222$223
SG&A Expenses$283$249$235$236
Sales & Mktg Exp.$19$19$12$13
Other Operating Expenses$97$132$131$133
Operating Expenses$380$381$366$369
Operating Income$296$267$253$253
% Margin27%25.6%25.2%24.6%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$296$267$253$253
Tax Expense$80$72$64$68
Net Income$216$196$189$185
% Margin19.8%18.7%18.8%18%
EPS2.822.822.732.68
% Growth0%3.3%1.9%
EPS Diluted2.792.782.692.63
Weighted Avg Shares Out67676766
Weighted Avg Shares Out Dil68686868
Supplemental Information
Interest Income$964$921$887$914
Interest Expense$397$374$360$388
Depreciation & Amortization$29$31$29$29
EBITDA$325$298$283$282
% Margin29.7%28.5%28.2%27.5%