Waterstone Financial, Inc.
WSBF · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $18,688 | $9,375 | $19,487 | $70,791 |
| Dep. & Amort. | $2,474 | $3,301 | $4,033 | $6,048 |
| Deferred Tax | $980 | -$1,073 | -$484 | $1,378 |
| Stock-Based Comp. | $316 | $277 | $583 | $745 |
| Change in WC | -$1,723 | -$4,272 | $3,330 | -$8,160 |
| Other Non-Cash | $27,328 | -$35,185 | $179,716 | $71,204 |
| Operating Cash Flow | $48,063 | -$27,577 | $206,665 | $142,006 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$1,099 | -$700 | -$701 | -$778 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$35,391 | -$29,505 | -$89,997 | -$73,687 |
| Inv. Sales/Matur. | $31,042 | $24,851 | $50,746 | $49,500 |
| Other Inv. Act. | -$18,515 | -$153,870 | -$295,790 | $185,030 |
| Investing Cash Flow | -$23,963 | -$159,224 | -$335,742 | $160,065 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$164,535 | $224,270 | -$90,343 | -$30,947 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$14,915 | -$26,032 | -$47,830 | -$10,176 |
| Dividends Paid | -$11,268 | -$15,363 | -$30,260 | -$30,388 |
| Other Fin. Act. | $169,958 | -$6,295 | -$32,570 | $51,395 |
| Financing Cash Flow | -$20,760 | $176,580 | -$201,003 | -$20,116 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $3,340 | -$10,221 | -$330,080 | $281,955 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $36,421 | $46,642 | $376,722 | $94,767 |
| End Cash | $39,761 | $36,421 | $46,642 | $376,722 |
| Free Cash Flow | $46,964 | -$28,277 | $205,964 | $141,228 |