Waterstone Financial, Inc.
WSBF · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $51 | $52 | $44 | $48 |
| % Growth | -2% | 18.8% | -7.6% | – |
| Cost of Goods Sold | $15 | $15 | $15 | $17 |
| Gross Profit | $37 | $37 | $29 | $31 |
| % Margin | 71.6% | 71.3% | 66.7% | 65.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $21 | $1 | $2 | $18 |
| SG&A Expenses | $21 | $1 | $2 | $19 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $1 |
| Other Operating Expenses | $6 | $26 | $23 | $6 |
| Operating Expenses | $27 | $28 | $25 | $25 |
| Operating Income | $10 | $10 | $4 | $6 |
| % Margin | 19.2% | 18.5% | 8.8% | 13% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $10 | $10 | $4 | $6 |
| Tax Expense | $2 | $2 | $1 | $1 |
| Net Income | $8 | $8 | $3 | $5 |
| % Margin | 15.5% | 14.8% | 6.9% | 11% |
| EPS | 0.44 | 0.43 | 0.17 | 0.28 |
| % Growth | 2.3% | 152.9% | -39.3% | – |
| EPS Diluted | 0.44 | 0.43 | 0.17 | 0.28 |
| Weighted Avg Shares Out | 18 | 18 | 18 | 18 |
| Weighted Avg Shares Out Dil | 18 | 18 | 18 | 18 |
| Supplemental Information | – | – | – | – |
| Interest Income | $30 | $29 | $28 | $29 |
| Interest Expense | $15 | $15 | $15 | $16 |
| Depreciation & Amortization | $1 | $1 | $1 | $1 |
| EBITDA | $10 | $10 | $5 | $7 |
| % Margin | 20.4% | 19.6% | 10.5% | 14.3% |