Waterstone Financial, Inc.
WSBF · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $7,926 | $7,727 | $3,036 | $5,210 |
| Dep. & Amort. | $591 | $560 | $711 | $593 |
| Deferred Tax | $20 | $375 | $98 | $655 |
| Stock-Based Comp. | $148 | $106 | $82 | $105 |
| Change in WC | -$1,677 | -$3,588 | $5,978 | -$2,641 |
| Other Non-Cash | $25,707 | -$43,628 | $16,838 | $19,508 |
| Operating Cash Flow | $32,715 | -$38,448 | $26,743 | $23,430 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$295 | -$59 | -$265 | -$354 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$14,490 | -$13,092 | -$10,187 | -$12,416 |
| Inv. Sales/Matur. | $3,405 | $3,015 | $2,580 | $25,314 |
| Other Inv. Act. | -$44,661 | $3,719 | $24,729 | -$5,239 |
| Investing Cash Flow | -$56,041 | -$6,417 | $16,857 | $7,305 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $3,335 | $69,872 | -$50,665 | -$113,608 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$3,818 | -$6,494 | -$3,173 | -$2,800 |
| Dividends Paid | -$2,658 | -$2,729 | -$2,743 | -$2,761 |
| Other Fin. Act. | $9,312 | $11,850 | $16,509 | $86,788 |
| Financing Cash Flow | $6,171 | $72,499 | -$40,072 | -$32,381 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$17,155 | $27,634 | $3,528 | -$1,646 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $70,923 | $43,289 | $39,761 | $41,407 |
| End Cash | $53,768 | $70,923 | $43,289 | $39,761 |
| Free Cash Flow | $32,420 | -$38,507 | $26,478 | $23,076 |