World Acceptance Corporation
WRLD · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $134,466 | $132,452 | $165,272 | $138,633 |
| % Growth | 1.5% | -19.9% | 19.2% | – |
| Cost of Goods Sold | $64,183 | $60,146 | $44,214 | $55,397 |
| Gross Profit | $70,282 | $72,306 | $121,058 | $83,235 |
| % Margin | 52.3% | 54.6% | 73.2% | 60% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $57,169 | $55,445 | $51,388 | $49,544 |
| SG&A Expenses | $59,340 | $57,744 | $52,687 | $53,992 |
| Sales & Mktg Exp. | $2,171 | $2,299 | $1,299 | $4,448 |
| Other Operating Expenses | $12,628 | $12,617 | $13,253 | $13,231 |
| Operating Expenses | $71,968 | $70,360 | $65,940 | $67,223 |
| Operating Income | -$1,686 | $1,946 | $55,118 | $16,012 |
| % Margin | -1.3% | 1.5% | 33.3% | 11.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | -$1,686 | $1,946 | $55,118 | $16,012 |
| Tax Expense | $260 | $602 | $10,840 | $2,624 |
| Net Income | -$1,946 | $1,344 | $44,278 | $13,388 |
| % Margin | -1.4% | 1% | 26.8% | 9.7% |
| EPS | -0.38 | 0.26 | 8.13 | 2.46 |
| % Growth | -246.2% | -96.8% | 230.5% | – |
| EPS Diluted | -0.38 | 0.25 | 8.13 | 2.45 |
| Weighted Avg Shares Out | 5,158 | 5,289 | 5,446 | 5,437 |
| Weighted Avg Shares Out Dil | 5,158 | 5,289 | 5,446 | 5,464 |
| Supplemental Information | – | – | – | – |
| Interest Income | $118,958 | $115,303 | $117,634 | $122,390 |
| Interest Expense | $14,343 | $9,630 | $11,190 | $11,294 |
| Depreciation & Amortization | $2,263 | $2,348 | $2,433 | $2,490 |
| EBITDA | $576 | $4,294 | $57,550 | $18,503 |
| % Margin | 0.4% | 3.2% | 34.8% | 13.3% |